Saturday, November 9, 2013

Fall in Kentucky

While Mary is busy saving money for us I am busy trying not to spend money. Instead of lavish trips, we have been exploring our new state of Kentucky.



Horse Capital of the World 

Dried Corn Fields

We spent the day at Evan's Orchard in Georgetown, KY. Mary was thrilled to pick her very own Figi apples that went on to become a delicious homemade apple pie.

Evans Orchard: Georgetown, KY
Finnegan was even more thrilled to join in on the fun. He's also been suffering from budget cuts. Instead of expensive daycare romps, we take him on adventures with us.




In addition to taking our pumpkin, Finnegan, home we took another home.

And, turned it into this...

Count Cletus



Friday, November 8, 2013

The $30 Grocery Week


Wait...$30?  For the whole week of groceries?  Yep, it's called stripping down to the bare essentials for the week.  Maybe you are saving for a pair of shoes.  Maybe you can't find the money for the electric bill.  Carrie and I were planning to spend extra money on booze (typical) and plan for company coming in town (YAH!!), so we needed a couple extra bucks.  Here is what a day looks like on a $30 grocery week:


Breakfast:
Coffee with Creamer
Two eggs scrambled
Apple or Banana

Lunch:
Seasoned Chicken Breast
Half a Sweet Potato
Carrots and Celery

Dinner:
Potato and Broccoli Soup


No, we aren't skipping meals and we are not starving to death.  Here's how it worked out.

Last week I realized I had enough food in the fridge and freezer to skip a week at the grocery store.  Since I have learned to save a buck on groceries, I also learned that it is ok to have condiments as the only item in the fridge by the time you get around to the grocery store.  Keeping your fridge organized and a little bare lets you know what is on hand, therefore you do not throw out food or let anything spoil.

Carrie ended up having some students over for a class assignment so she made a grocery run for beer, vegetarian chili, and cornbread.  She spent $40.  I pulled out some frozen cookie dough I saved from making cookies two weeks ago.  I went to the grocery store yesterday with the intention of spending as little as possible, which totaled $31. So, here is the breakdown of the last four weeks.

Week 1: $62.08
Week 2: $89.16
Week 3: $40
Week 4: $31.54
Monthly Total = $222.78
Budget = $300

So, I essentially squeezed $77 out of our grocery budget to spend on other priorities.  I skipped a week because of the freezer dinners and cutting down to the bare essentials for one week out of four.

My inspiration for the $30 grocery week can be found here at PeacefulMom.

Here's what the week's plan looks like:

Thursday: Leftovers
Friday: Potato and Broccoli Soup
Saturday: Leftover Soup
Sunday: Chicken Pot Pie (Homemade Freezer Meal)
Monday: Burgers (Homemade Freezer Meal) with Zucchini
Tuesday: Spagetti and Meatballs (Meatballs are Freezer Item) with Salad
Wednesday: Breakfast for Dinner


Also, spending some extra time searching for the best deal at the grocery store can save you a lot of money.  I had potatoes on the list for potato soup.  After browsing all my options for potatoes looking for the best deal, I realized the 10 pound bag and the 5 pound bag were both $3.29.  SO WAIT.  I can get DOUBLE the amount of potatoes for the same price?  Yes, 10 pounds of potatoes is a lot but potatoes last forever when kept in a dark, dry place.  Great!

Here is my list of groceries:
Potatoes (10 lbs)
Sweet Potatoes (2)
Carrots (2 lbs)
Celery
Zucchini
Bananas
Bag of Apples
Dozen Eggs
Chicken Breasts (3)
One packet Herb Seasoning
Milk
Bread
Strawberry Jelly
Spagetti

I will have enough Potato Soup to make one freezer item this week.



Here is a cheap option for dinner that can make one big pot pie or two smaller pot pies.  These also freeze well! If you buy a rotisserie chicken like I did, you can repurpose the carcass after cutting off the meat to make your own chicken stock.

What are your recipes that freeze well?



Pioneer Woman Pot Pie

Ingredients

  • 4 Tablespoons Butter
  • 1/2 cup Finely Diced Onion
  • 1/2 cup Finely Diced Carrot
  • 1/2 cup Finely Diced Celery
  • 3 cups Shredded Cooked Chicken Or Turkey
  • 1/4 cup Flour
  • 3 cups Low-sodium Chicken Broth, Plus More If Needed
  •  Splash Of White Wine (optional)
  • 1/4 teaspoon Turmeric
  •  Salt And Pepper, to taste
  •  Chopped Fresh Thyme To Taste
  • 1/4 cup Half-and-half Or Cream
  • 1 whole Unbaked Pie Crust
  • 1 whole Egg
  • 2 Tablespoons Water

Preparation Instructions

Preheat the oven to 375 F.
Melt the butter in a large pot over medium-high heat, then add the onion, carrots, and celery. Stir them around until the onions start to turn translucent, about 3 minutes.
Stir in the chicken or turkey and then sprinkle the flour over the top and stir it until it’s all combined with the turkey and vegetables. Cook for 1 minute, then pour in the chicken broth (and wine if using) and stir it around and let it cook and thicken.
Once it starts to thicken add the turmeric, salt, pepper, and thyme.
Add the half-and-half or cream, then stir the mixture and let it bubble up and thicken, about 3 minutes. If it seems overly thick, splash in a little more broth. Turn off the heat.
Pour the filling into a 2-quart baking dish. Roll out the pie crust on a floured surface and lay it over the top of the dish. Press the dough so that the edges stick to the outside of the pan. Use a knife to cut little vents here and there in the surface of the dough.
Mix together the egg with 2 tablespoons water and brush it all over the surface of the crust. (You will have some egg wash left over.)
Place the pie on a rimmed baking sheet and bake for 25 to 30 minutes, until the crust is deep golden brown and the filling is bubbly. To prevent the crust from getting too brown, you might want to cover it lightly with foil for the first 15 minutes of baking time.
Serve up servings by the (big ol’) spoonful!

Here is my recipe for pie crust.  You can use half for the pot pie and freeze the other half to use another time.  Also, this is a cheap option because these items are always in my pantry.
Pie Crust
Source Unknown
1 1/2 sticks Unsalted Butter, Cold
3 cups Flour
1 teaspoon Salt
1 tablespoon Sugar
1/3 cup Shortening
6-8 tablespoons Ice Water

Combine flour, salt, and sugar in food processor.  Add diced butter and shortening.  Pulse until pea-sized.  Run processor and pour in ice water until dough forms a ball.  Remove and roll into ball.  Refrigerate for 30 minutes.  Makes top and bottom. 

Tuesday, October 29, 2013

Sausage, Peppers, and Yogurt...But Not Together

I forgot to mention one VERY KEY part of how I stay near my budget at the grocery store.  I calculate my average as I add items to the cart.  Rounding up to the nearest dollar for each item guarantees you won't underestimate.  The one week I was with Carrie and didn't pay attention to the total cost of our cart....we were over $100!!!  If you have kids with you, make a tally on your list every $10 or so to keep your average while you multitask.  I also save the maybe items (Beer, Ice Cream) for last in case my items are more expensive than I thought and extras need to be scratched.

This week I knew I would be in a pickle because I needed Tide Detergent, which was going to eat $15 off my food budget (remember we don't have extra money set aside for pantry or household items).  Here was the plan for the week.

Monday-Curried Carrot Soup (Rolled over from last week)
Tuesday- Leftovers
Wednesday-Out
Thursday-Sausage and Peppers on Hoagie Roll
Friday-Burgers and Salad
Saturday-Baked Potato Bar
Sunday-Crock Pot Cheesy Tortellini


What I Spent..............$89.16

What I Saved........$18.37

Percent Savings.....17% ( yeah baby!)

Before you scream at me for going over my $75 budget for the week, remember I spent $62 last week which means I am over budget by $1.  This week I tried to get a coupon for every possible item I could.  This meant going the extra mile to the manufacturer websites to find coupons.  I was able to get 55 cents of my International Delight creamer just for signing up on their website.  I also had to buy halloween candy for the mountain of children that will arrive Thursday night (CHECK YOUR SUNDAY PAPER FOR COUPONS FOR CANDY!)

I had to sacrifice some items I planned to get to keep in the budget, which included reynolds wrap, hoagie rolls, and beer (dang....guess its bourbon on the rocks this week).

Notice that my freezer meals are homemade.  I prefer to make my own food and freeze instead of buying ready made.  Eating on a budget doesn't mean it needs to be unhealthy.  You can shave some money off your meals just by replacing meat with canned or dried beans.  Vegetarian meals once or twice a week are less costly than meat.


Where are you spending when you could be saving??  Let's take a look at an item that I now refuse to buy without coupons.


Yoplait 100 calorie Greek Yogurt

This yogurt is my go to for several reasons.  I can get a coupon on Coupons.Com  for $1.00 off 5.  If I use two coupons combined with the Kroger $10 for 10, each yogurt is 80 cents!  Score!

Lets also look at sugar content.

Yoplait: 9g a serving
Chobani: 19g a serving
Breyer's Ice Cream: 14g a serving

I have nothing against Chobani, but I did stop eating it once I realized the sugar content.  Yoplait contains natural sugar and sucralose (Splenda) so it is a toss up between artificial sweetener or sugar content.    I am still on the hunt for a better option that will not break the bank if you have a favorite!

I would love to hear more stories about how you save at the grocery store!  Or how you save anywhere!

Here is a money saving recipe for you this week!


Ingredients
1 tablespoons olive oil
1 pound smoked sausage, sliced into quarters then lengthwise
1 red bell pepper, sliced
1 yellow bell pepper, sliced
1 orange bell pepper, sliced
2 medium yellow onions, sliced
3 garlic cloves, chopped
2 tablespoons tomato paste
1 cup beer
1/2 cup Neely's BBQ sauce
4 fresh hoagie rolls
Directions
Preheat the oven to 350 degrees F.

Heat the olive oil in a large cast iron skillet or Dutch oven over medium heat. Add the sausages and brown on all sides, about 7 to 8 minutes. Remove from skillet and reserve.

Add onions and peppers to the skillet and saute until tender and golden brown, about 6 minutes. Add the garlic and saute until fragrant. Stir in the tomato paste, beer, and BBQ sauce. Cook for a few minutes, then add the sausages back to the pan. Reduce the heat and simmer until the sauce is nice and thick, about 10 minutes.

Slice the bread open, put on sheet tray, and toast in the oven while the sausage is simmering. Remove the bread from the oven and fill with the sausages and peppers.

Transfer to serving dishes and serve.

Cost:  $7.94 for 4 Servings
(I omit the tomato paste and will be omitting the rolls this week and substituting rice as that is what is in the pantry!)

FREEZER ALERT!!!!
Cut extra peppers, onions, and sausage and throw into a bag uncooked with marinara sauce.  When you need an easy meal, pop into your slow cooker for 6-8 hours on low, then blend in batches for a sausage pepper soup.  Delicious!

Tuesday, October 22, 2013

Putting the GET in Budget

As Carrie and I adjust to what we lovingly refer to as our fake married life (since we aren't legally married), we are also adjusting to our newest challenge....my unemployment.  Well, I am technically employed (stay with me....its very technical so far).  I accepted a job as a Nurse Practitioner, but I don't start working (and earning) until November.

We have hurdled the many ways to get income without a job, which may be addressed in a future blog post.  Most recently, I have squeezed our grocery budget so tight that I thought it would be useful to the many other young folk out there trying to get by on a scant income.

The following will be a detailed account of our groceries and budget friendly meals for the week.  I will also include tips on what I do to save a few dollars in the process.  Let's start with the breakdown of the receipt...

What I Spent...............$62.08

What I Saved.............$11.11

Percentage of Savings......15%

The percentage of savings is the fun of the game.  How high can I get?  My personal best since I've been paying attention is 22%.  OK, ok.......you watched Extreme Couponing recently and you saw they saved over 90%.  You are not impressed by my measly 15%.  People!  This is just the beginning!  AND I can't find 60 hours of time to coupon.....I just don't have the stamina or attention span.  So Mary, how did you save 15%?

Tip 1: Plan a week at a time.  Set an amount you will spend.
Have you ever thrown out food?  Of course you have because everyone does it.  It is an awful feeling.  I picture starving children in another country as I shamefully hang my head and I toss out food that just isn't appealing or has spoiled.  I wanted to stop throwing away money and food.  I decided that I don't cook seven days a week.  I probably don't cook four days a week, but I would try that first.  Here was the plan thanks to tips from The Peaceful Mom.

Monday-Pizza Soup
Tuesday-Leftovers
Wednesday-Chicken Salad
Thursday-Out
Friday-Chicken Tostadas
Saturday-Curried Carrot Soup
Sunday-Leftovers/Breakfast for Dinner

I am still working on the setting the budget thing.  Sometimes, I go over and sometimes I go under.  I currently need staple items (toilet paper, detergent) frequently since we just moved, so that knocks my budget off for the week and I don't have extra from which to pull.  I try to stay around $75 a week.

Tip 2: Breakfast for dinner once a week.
I love breakfast so this wasn't hard to adopt.  If you aren't a breakfast person, maybe sandwiches for dinner is an alternative.

Tip 3: Stock up when you can.  Get by with your pantry when you need it.
I had more money when I started aggressively tackling our eating habits.  I stocked up when the sales were right, but in the last couple weeks I have used our freezer items to get by.  Carrie wanted the freedom to choose a dinner if she wasn't in the mood for what I planned.  Freezing meals gives us more than one option for dinner.

Tip 4: Read your grocery circular.
On Sunday mornings, I read the deals for the week over coffee.  It might be my favorite "ME" time of the week.  After reading the deals, I cut useful coupons included in the Sunday Paper.  I get on CouponMom to see what the best deals are and where coupons can be located.  CouponMom is great for several reasons.  It's a free website and they list deals for your grocery store based on percent saved.  She also has links to printable coupons.

Tip 5: Cut coupons, but only use the ones you need.
Coupons can be great if you use them appropriately.  Many times I have cut a coupon and then realized I don't really need that item.  CouponMom helps me sort which deals are worth taking advantage.  The key to couponing, and you will see this in just one episode of Extreme Couponing, is combining a manufacturer coupon with a sale at the grocery store.  Take the example this week:

Red Baron Frozen Pizza
Sale at Kroger: $7/2 pizzas
Manufacturer Coupon: $1 off two pizzas
Price per Pizza: $3

Extreme Couponers also buy in bulk, which completes the savings trilogy.

Tip 6: Be Loyal to your grocery store.
Using a loyalty card benefits you in the long run.  Let's take Kroger for example because that is what I use.  I shop for groceries there once a week.  If I spend $300 a month, I get 30 cents off on my gas that month at Shell. With my receipt, I fill out a survery online about the store and get 50 fuel points.  Per month, this increases my fuel points by 200 or 20 cents.  I am also entering a sweepstakes with every receipt for $5,000 at the end of the year!  Occasionally, I will get extra coupons at the register.  For example, I got a coupon for $2.00 off my groceries from Yoplait.  Not yogurt, GROCERIES.  Yoplait saw I was loyal to their product and just gave me $2.00.  Score!

I hope these tips have been helpful in getting you started to some grocery savings!  How are you budgeting or saving on groceries?  I would love to know!  I have included the recipe for my budget friendly Monday dinner....pizza soup!



Pepperoni Pizza Soup 
Courtesy of George Duran


Ingredients2 1/2 cups prepared tomato-basil-garlic soup1 1/2 cups water2 cloves garlic, minced1 1/2 cups elbow macaroni (or other short pasta such as ditalini or alphabets)2 green onions, sliced2 teaspoons dried oregano, plus more for broiling1/3 cup diced pepperoni1 cup grated mozzarella1 cup grated Cheddar


DirectionsPreheat the broiler.
Put the tomato soup, water, and garlic into a large pot and bring it to a boil over high heat. When it is boiling, add the macaroni, green onions, oregano, and pepperoni and stir well. When the macaroni is cooked, about 6 to 8 minutes, pour the soup into oven safe bowls. Top each with 1/4 cup mozzarella and 1/4 cup Cheddar. Sprinkle on some oregano and put under the broiler until the cheese is bubbling and lightly browned, about 3 to 5 minutes.

Cost of Meal: $6.71 for 3 servings

(my pantry items on hand included: garlic, dried Marjoram, elbow macaroni, cheddar)


Friday, July 12, 2013

4th of July and Duck

We started our vacation off with a 4th of July celebration.  We watched fireworks over the James River with the family...
Curt, Ben, & Bobby

And, then we went to our first Richmond Squirrels game with some friends.
Evan, Amanda, Ross, & Miriam

And then off to the beach we went.  We were in the same house we're always in, only Mary and I have finally upgraded from the twin beds! It's the curse of the youngest siblings, in which you ALWAYS get the smallest bed and room in any vacation home.  Fortunately for us, Mary's siblings have had enough kids that we got upgraded to the queen! We had a great week, good friends, family, and food!
Me, in a massive adirondack chair!
                             
Baby Caroline and Curt

Mary Ellen and Mom

Funny Faces

Mary and I are moving for the 7th time in 2 years (NOLA-LURAY-ARLINGTON-LURAY-RICHMOND-LURAY-KENTUCKY) next week.  We love moving, can't you tell...

<3 Carrie


Tuesday, July 2, 2013

Pinterest Junkie

Mary has been busy studying for boards. It turns out, a ceremony doesn't plan itself. I took the lead on this one and where did it lead me...one word...PINTEREST.  Yes, I became a pinterest junkie.  I found myself forgoing work to do more research on what trendy "wedding" DIY project I could tackle next. As it turns out, I'm not half bad at the whole crafty thing...

Let me make my case before the rolling of any eyes.

First, there were the signs. I went to Home Depot to get my supplies, borrowed Mary's brother-in-laws saw, took one look at the saw and then my fingers and decided it wasn't worth it. So, I took everything back to Home Depot except the wood and the paint and turned to a trusty hand saw. After developing "sawers" elbow from cutting all the wood down came the part of aging the wood. Pinterest really didn't recommend just painting the signs for a DIY, backyard ceremony.  Instead, I had to put layers upon layers of paint onto each sign, in two colors. Once I got several coats of each color, I then sanded all of that lovely paint until the lime color was peeking through.  Sure enough, it did look vintage.

I finally finished this project over the weekend. Our twenty guest will not get lost!


Next up, adirondack chairs and homemade pillows...

The notion of twenty people sitting down during our ceremony seemed silly. This idea was quickly vetoed and my only stipulation was not having those white plastic chairs. Some of the perks of a small ceremony is you can just go out and buy the chairs you like. So, off to Lowes we went with our coupons in hand.  Adirondack chairs would be great. I figured it could be the party favor, "Grab your chair on your way home!" Turns out, outdoor pillows are expensive. Once we landed at JoAnn fabrics, I had our "Ah Ha" moment with the fabric. It was perfect! It was also on sale and so were the pillow forms.

Note: Mary did not let me buy 12, she wanted me to buy half of what we needed because it was still fairly expensive. Once I went back to get the remainder of our supplies, nothing was on sale. LESSON: Buy it all at once, especially if it's on sale.

We also finished this product over the weekend...

And then there were the mason jars. Pinterest does make ideas a bit commonplace because there is such a wide range of people out there stealing each others ideas. After agreeing on the special edition blue mason jars, I decided to make lids. An automatic center punch, finishing washers, and Martha Stewart glue and we have ourselves a mason jar to go glass, ready to be filled and consumed DURING the ceremony. Let's face it, it's going to be hot as hell.

We stumbled upon a tandem bike theme for our ceremony. The invitations we both agreed on had a tandem bike and instead of buying thank you cards when we ordered those, I tried to do it after the fact. It turns out the only way to get matching thank you cards was to order them with the original invitation order. Etsy to the rescue. I ordered a handmade tandem bike stamp for $10 and blank recycled paper cards for $5. One stamp later we have...

I asked our great friend, Danny to make some of his wonderful homemade soap for our guest. I bought some muslin bags for the soap to go in and decided why not stamp those too!

And thus, you have my journey to becoming a pinterest junkie. Let's see what else I can craft.
<3 Carrie








Monday, July 1, 2013

Welcome!

Mary and I always talked of having a blog to document the interesting and exciting things which happen in our lives. Before we begin, let me get you up to speed.

Mary and I met in college and we looked a little bit like this...
After 10 months, I moved here...
New Orleans, LA
She stayed here...
Wilson Hall, James Madison University

I graduated from Tulane and Mary graduated from JMU...

Got a great job and someone decided joined me in New Orleans...

We started a life together, after two years of being apart. Everything seemed to fall into place for Mary and I after she moved to New Orleans.  After 6 months, we decided we were ready to add to our little family.  This little man brought us even closer together...
Finnegan Solo Holsinger
After Finnegan, it became about how we would make it work to always be together. Despite our best efforts, we had another year of distance and then 10 months ago our family would reconnect, for the last time. Now, this brings me to date...

On May 24, 2013 we made it official...

And, on August 31, 2013, we will stand beside our families and make a commitment to one another to always be together.

Please follow our journey.

<3 Carrie