Tuesday, October 29, 2013

Sausage, Peppers, and Yogurt...But Not Together

I forgot to mention one VERY KEY part of how I stay near my budget at the grocery store.  I calculate my average as I add items to the cart.  Rounding up to the nearest dollar for each item guarantees you won't underestimate.  The one week I was with Carrie and didn't pay attention to the total cost of our cart....we were over $100!!!  If you have kids with you, make a tally on your list every $10 or so to keep your average while you multitask.  I also save the maybe items (Beer, Ice Cream) for last in case my items are more expensive than I thought and extras need to be scratched.

This week I knew I would be in a pickle because I needed Tide Detergent, which was going to eat $15 off my food budget (remember we don't have extra money set aside for pantry or household items).  Here was the plan for the week.

Monday-Curried Carrot Soup (Rolled over from last week)
Tuesday- Leftovers
Wednesday-Out
Thursday-Sausage and Peppers on Hoagie Roll
Friday-Burgers and Salad
Saturday-Baked Potato Bar
Sunday-Crock Pot Cheesy Tortellini


What I Spent..............$89.16

What I Saved........$18.37

Percent Savings.....17% ( yeah baby!)

Before you scream at me for going over my $75 budget for the week, remember I spent $62 last week which means I am over budget by $1.  This week I tried to get a coupon for every possible item I could.  This meant going the extra mile to the manufacturer websites to find coupons.  I was able to get 55 cents of my International Delight creamer just for signing up on their website.  I also had to buy halloween candy for the mountain of children that will arrive Thursday night (CHECK YOUR SUNDAY PAPER FOR COUPONS FOR CANDY!)

I had to sacrifice some items I planned to get to keep in the budget, which included reynolds wrap, hoagie rolls, and beer (dang....guess its bourbon on the rocks this week).

Notice that my freezer meals are homemade.  I prefer to make my own food and freeze instead of buying ready made.  Eating on a budget doesn't mean it needs to be unhealthy.  You can shave some money off your meals just by replacing meat with canned or dried beans.  Vegetarian meals once or twice a week are less costly than meat.


Where are you spending when you could be saving??  Let's take a look at an item that I now refuse to buy without coupons.


Yoplait 100 calorie Greek Yogurt

This yogurt is my go to for several reasons.  I can get a coupon on Coupons.Com  for $1.00 off 5.  If I use two coupons combined with the Kroger $10 for 10, each yogurt is 80 cents!  Score!

Lets also look at sugar content.

Yoplait: 9g a serving
Chobani: 19g a serving
Breyer's Ice Cream: 14g a serving

I have nothing against Chobani, but I did stop eating it once I realized the sugar content.  Yoplait contains natural sugar and sucralose (Splenda) so it is a toss up between artificial sweetener or sugar content.    I am still on the hunt for a better option that will not break the bank if you have a favorite!

I would love to hear more stories about how you save at the grocery store!  Or how you save anywhere!

Here is a money saving recipe for you this week!


Ingredients
1 tablespoons olive oil
1 pound smoked sausage, sliced into quarters then lengthwise
1 red bell pepper, sliced
1 yellow bell pepper, sliced
1 orange bell pepper, sliced
2 medium yellow onions, sliced
3 garlic cloves, chopped
2 tablespoons tomato paste
1 cup beer
1/2 cup Neely's BBQ sauce
4 fresh hoagie rolls
Directions
Preheat the oven to 350 degrees F.

Heat the olive oil in a large cast iron skillet or Dutch oven over medium heat. Add the sausages and brown on all sides, about 7 to 8 minutes. Remove from skillet and reserve.

Add onions and peppers to the skillet and saute until tender and golden brown, about 6 minutes. Add the garlic and saute until fragrant. Stir in the tomato paste, beer, and BBQ sauce. Cook for a few minutes, then add the sausages back to the pan. Reduce the heat and simmer until the sauce is nice and thick, about 10 minutes.

Slice the bread open, put on sheet tray, and toast in the oven while the sausage is simmering. Remove the bread from the oven and fill with the sausages and peppers.

Transfer to serving dishes and serve.

Cost:  $7.94 for 4 Servings
(I omit the tomato paste and will be omitting the rolls this week and substituting rice as that is what is in the pantry!)

FREEZER ALERT!!!!
Cut extra peppers, onions, and sausage and throw into a bag uncooked with marinara sauce.  When you need an easy meal, pop into your slow cooker for 6-8 hours on low, then blend in batches for a sausage pepper soup.  Delicious!

Tuesday, October 22, 2013

Putting the GET in Budget

As Carrie and I adjust to what we lovingly refer to as our fake married life (since we aren't legally married), we are also adjusting to our newest challenge....my unemployment.  Well, I am technically employed (stay with me....its very technical so far).  I accepted a job as a Nurse Practitioner, but I don't start working (and earning) until November.

We have hurdled the many ways to get income without a job, which may be addressed in a future blog post.  Most recently, I have squeezed our grocery budget so tight that I thought it would be useful to the many other young folk out there trying to get by on a scant income.

The following will be a detailed account of our groceries and budget friendly meals for the week.  I will also include tips on what I do to save a few dollars in the process.  Let's start with the breakdown of the receipt...

What I Spent...............$62.08

What I Saved.............$11.11

Percentage of Savings......15%

The percentage of savings is the fun of the game.  How high can I get?  My personal best since I've been paying attention is 22%.  OK, ok.......you watched Extreme Couponing recently and you saw they saved over 90%.  You are not impressed by my measly 15%.  People!  This is just the beginning!  AND I can't find 60 hours of time to coupon.....I just don't have the stamina or attention span.  So Mary, how did you save 15%?

Tip 1: Plan a week at a time.  Set an amount you will spend.
Have you ever thrown out food?  Of course you have because everyone does it.  It is an awful feeling.  I picture starving children in another country as I shamefully hang my head and I toss out food that just isn't appealing or has spoiled.  I wanted to stop throwing away money and food.  I decided that I don't cook seven days a week.  I probably don't cook four days a week, but I would try that first.  Here was the plan thanks to tips from The Peaceful Mom.

Monday-Pizza Soup
Tuesday-Leftovers
Wednesday-Chicken Salad
Thursday-Out
Friday-Chicken Tostadas
Saturday-Curried Carrot Soup
Sunday-Leftovers/Breakfast for Dinner

I am still working on the setting the budget thing.  Sometimes, I go over and sometimes I go under.  I currently need staple items (toilet paper, detergent) frequently since we just moved, so that knocks my budget off for the week and I don't have extra from which to pull.  I try to stay around $75 a week.

Tip 2: Breakfast for dinner once a week.
I love breakfast so this wasn't hard to adopt.  If you aren't a breakfast person, maybe sandwiches for dinner is an alternative.

Tip 3: Stock up when you can.  Get by with your pantry when you need it.
I had more money when I started aggressively tackling our eating habits.  I stocked up when the sales were right, but in the last couple weeks I have used our freezer items to get by.  Carrie wanted the freedom to choose a dinner if she wasn't in the mood for what I planned.  Freezing meals gives us more than one option for dinner.

Tip 4: Read your grocery circular.
On Sunday mornings, I read the deals for the week over coffee.  It might be my favorite "ME" time of the week.  After reading the deals, I cut useful coupons included in the Sunday Paper.  I get on CouponMom to see what the best deals are and where coupons can be located.  CouponMom is great for several reasons.  It's a free website and they list deals for your grocery store based on percent saved.  She also has links to printable coupons.

Tip 5: Cut coupons, but only use the ones you need.
Coupons can be great if you use them appropriately.  Many times I have cut a coupon and then realized I don't really need that item.  CouponMom helps me sort which deals are worth taking advantage.  The key to couponing, and you will see this in just one episode of Extreme Couponing, is combining a manufacturer coupon with a sale at the grocery store.  Take the example this week:

Red Baron Frozen Pizza
Sale at Kroger: $7/2 pizzas
Manufacturer Coupon: $1 off two pizzas
Price per Pizza: $3

Extreme Couponers also buy in bulk, which completes the savings trilogy.

Tip 6: Be Loyal to your grocery store.
Using a loyalty card benefits you in the long run.  Let's take Kroger for example because that is what I use.  I shop for groceries there once a week.  If I spend $300 a month, I get 30 cents off on my gas that month at Shell. With my receipt, I fill out a survery online about the store and get 50 fuel points.  Per month, this increases my fuel points by 200 or 20 cents.  I am also entering a sweepstakes with every receipt for $5,000 at the end of the year!  Occasionally, I will get extra coupons at the register.  For example, I got a coupon for $2.00 off my groceries from Yoplait.  Not yogurt, GROCERIES.  Yoplait saw I was loyal to their product and just gave me $2.00.  Score!

I hope these tips have been helpful in getting you started to some grocery savings!  How are you budgeting or saving on groceries?  I would love to know!  I have included the recipe for my budget friendly Monday dinner....pizza soup!



Pepperoni Pizza Soup 
Courtesy of George Duran


Ingredients2 1/2 cups prepared tomato-basil-garlic soup1 1/2 cups water2 cloves garlic, minced1 1/2 cups elbow macaroni (or other short pasta such as ditalini or alphabets)2 green onions, sliced2 teaspoons dried oregano, plus more for broiling1/3 cup diced pepperoni1 cup grated mozzarella1 cup grated Cheddar


DirectionsPreheat the broiler.
Put the tomato soup, water, and garlic into a large pot and bring it to a boil over high heat. When it is boiling, add the macaroni, green onions, oregano, and pepperoni and stir well. When the macaroni is cooked, about 6 to 8 minutes, pour the soup into oven safe bowls. Top each with 1/4 cup mozzarella and 1/4 cup Cheddar. Sprinkle on some oregano and put under the broiler until the cheese is bubbling and lightly browned, about 3 to 5 minutes.

Cost of Meal: $6.71 for 3 servings

(my pantry items on hand included: garlic, dried Marjoram, elbow macaroni, cheddar)